On the web buying and selling has grown significantly inside the beyond several years. The inventory investor have to make use of a brokerage to get into their particular stock options order placed.

Penny Stocks, small caps, micro caps and nano caps are terms often interchangeable, relating to stocks traded under five dollars a share. Stocks referenced to any of these terms, each has market capitalization, which refers to the total number of shares outstanding of company's stock multiplied by the value per share. The total amount is the market capitalization for the value of the company. Small Cap stocks are companies that are traded and each has a market capitalization under two billion dollars. Micro Caps have market capitalization under $500 million and Nano Caps have market capitalization under $50 Million. Penny stocks are listed the Pink Sheet, do not have the minimum criteria for capitalization and the number of shares required to be listed on NASDAQ (Established in 1971, National Association of Securities Dealers) and OTC (Over-the-counter bulletin board - Stocks that are traded via a dealer network, which refers to broker-dealers negotiate directly with one another over computer networks or by phone, regarding the purchase and sale of these stocks, contrary to a centralized exchange). Web sites that provide resourceful information regarding penny stocks is PinkSheetstock.com, and other listed sites found on Internet search engines. Having a brokerage account, can buy, sell or trade any penny stock. The Securities and Exchange Commission, require financial institutions or brokerage firms to provide their clients with documentation, describing the risks of investing in penny stocks. Also, customers must receive a monthly account statement showing the market value of each penny stock held in their account.

Penny stocks listed on pink sheets have advantages and disadvantages. Advantages: Many more shares can be purchased compared to those stocks trading above one dollar or more, for the same total amount invested. Actually, a few hundred dollars or less, can purchased hundreds, thousands or ten's of thousands of shares, of cheaply priced stock. Sometimes purchasing these very cheap or low price company stocks, may emerge into a more valuable company, and eventually meet the requirements to be listed on NASDAQ. The volatility, speculation and rumors, may greatly influence the daily, weekly or monthly trading of a penny stock. Because of these many factors, day traders can buy and sell, a company shares, in a day, and make a profit. Disadvantages: Many penny stocks traded have a large price difference or spread, between the "Bid Price" (The price an investor pays for a share of stock) and "Asking Price," (The price a seller is willing to accept for the sale of shares of a company stock) because of the few number of shares maybe traded or hardly ever traded, during the day. The difference between both of these prices, makes it harder to sell at a profit, and requires the stock prices to appreciate in value substantially more, in order take a profit. Also, if the liquid for the stock does not exist or is low, the investor's only choose upon selling the stock by lowering the asking price or taking a loss. Brokers or financial institutions tend to charge more commission for penny stock trades. Information regarding the financial records of these companies, which are represented, as penny stocks are harder to locate obtain, outdated, information is prone to fraud or misrepresented. Most brokers or financial advisors do not provide any information regarding their opinion on purchasing or selling penny stocks. Often these stocks are more speculative and have the greatest amount of risk for investing. Statistically, seventy-five percent of penny stock companies, trading under five dollars a share, will file for bankruptcy over ten year period, making their stock valuation almost or at least worthless. According to PinkSheets.com, in 2005 at least 4,781 companies were listed on the Pink Sheets (Most penny stocks are listed), with a market value at least $47.4 billion.

Those interested investing in penny stocks, should be cautionary of those brokers or scam artists, which use high pressure sales techniques, false advertising, and do not encourage investors to check out penny stock investments carefully, through their use of telephone calls, mail solicitation, E-mails, and instant messages on cell phones. These unscrupulous brokers, may not be licensed, provide false representation of a companies financial information or may try lure investors to buy an IPO (Initial public Offerings) penny stocks, by promoting a false advertisement or words of encouragement. Also, trying to sell penny stocks through any of these brokers, would be impossible or unreliable. Often, these brokers become "unavailable" to answer any calls, from those wanting to sell. Through these techniques, a dishonest broker will try to pump up the price of the stock, and then dump the shares, currently owned to make a profit. Also, similar technique adopted by scrupulous newsletter writers (online or mail) or those in chat rooms by providing false information, for prospective investors, by luring them into purchasing penny stocks. Millions of dollars are lost in the penny stock market each year. Unfortunately, the Securities and Exchange Commission, which regulates and enforces securities laws, has no over sight over Pink Sheet listing of stocks, because their jurisdiction only covers companies with more than ten million dollars in assets and more than five hundred shareholders of a public traded company. Almost all stocks traded on the Pink Sheets are not within their jurisdiction. However, extreme cases of antifraud provisions, certainly captures the radar detection for criminal prosecution of the Securities and Exchange Commission (SEC). In 2004, SEC did pursue prosecution against various brokers, which pumped up the price of some penny stocks or provided false research information, which got investors to purchase those penny stocks, then where sold by those brokers, which already had purchased those shares.

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Avril Lavigne Engaged to Nickelback Singer Chad Kroeger | Music <b>...</b>

Avril Lavigne is engaged to Nickelback singer Chad Kroeger after a six-month courtship they kept largely out of view, US Weekly reports. Their relati.

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NBC <b>News</b> app for Xbox 360 brings streaming show clips to the <b>...</b>

While NBC News is no longer rocking the MS tag on its name, it's still tight with the Redmond crew and just launched a new app on the Xbox 360. Its well.

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Anonymous releases how-to instructions on fooling facial - RT

Here's a predicament: you don't want the government using high-tech face scanning technology to track every inch of your walk to the post office, but you also don't want to take a sledgehammer to your neighborhood ...

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How to make the house Wheelchair readily available. Effectively the vital thing to ascertain is the peak that you'll have.

It may not seem like a big deal when you pull into a handicapped parking space to wait for someone who is just running into the store. Those spaces are never full anyway and they are right at the front of the parking lot where you can see your friend when they come out of the store. If you could figure out a way to get one of those tags to hang from your mirror it would be great to park there in the handicapped spot all the time!

That's a pretty common way of thinking these days. I used to think that way myself until Fran came into my life. Fran the big ole van is what we call our minivan with the wheelchair ramp. The challenges of parking that I had before Fran were all about proximity to the entrance of the store. I live in Texas and the time spent walking across a hot parking lot in the summer needed to be minimized at all costs. Parking close to wherever we are going is very important to us all. Nobody wants to trek a long way either to or from the car to get into the mall or the movies. We ladies have the additional burden of worrying about how our hair and makeup might be affected the longer we spend wandering in the parking lot in the weather. What if we are planning on buying something heavy? We can't be expected to carry something heavy very to the car if it's very far.... None of that has changed for me either, but now I have the added challenge of finding a place where the ramp (and the wheelchair) will fit.

I never imagined the parking issues involved when there is a ramp to be lowered and a wheelchair to be rolled down it. The ramp is on the passenger side so I can only park in handicapped spots where the striped off section is on the passenger side. Additionally, the stripped off section has to actually be big enough to accommodate the ramp and the wheelchair.

You might imagine that the spaces are all a standard size but they are not! At most public places there are handicapped parking spots but if they are not big enough for the ramp then crazy things have to happen! In the case where there is not enough room for the ramp I have to pull into the space as far as I can and then stop and drop the ramp, roll the wheelchair down it, find a safe place to park the wheelchair with my daughter in it while I fold the ramp back up and pull all the way into the parking space. Whew! While I am performing this dangerous feat there are cars whizzing around us, sometimes honking and gesturing. It's even more exciting when my 4 year old is with us too. I always try so shrug it off not wanting my daughter to feel like she is the cause of such a scene, but it makes me very uncomfortable each time I have to do it. The ramp is a standard size, nothing out of the ordinary and the wheelchair in question is smaller than most because my daughter is only 7.

Sometimes we find a space that is large enough and we get in just fine, but when we come back out someone has parked on the striped off area and we are stuck again. I have some suggestions that might help my fellow ramp van drivers:

• Park between the lines in your space!
• Learn to back into a space if the striped off area is not where you need it to be.
• If you don't have ramp/lift don't park in the spaces with the larger striped off area.

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To-Do List: Assange Addresses US; Tony Scott Dies - The New Yorker

To read: Jonathan Chait writes in New York about liberal news, media, and Hollywood: Two decades ago, conservative anger against popular culture burned so intensely that it seemed at the time that Hollywood had come to ...

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Standing for journalism, strengthening democracy | Journalism training, media news & how to's.

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What exactly is the Stock Market? It can be an structured technique in which everyone and also every person can easily sometimes invest in or maybe promote their particular shares as well as shares

Ten tips to help you get started on the right foot investing in the stock market...

Educate yourself about the market ~
Do your homework and learn all you can before you start deciding where to invest your hard-earned money. Look at the history of the stocks you're considering and learn to read a prospectus.

Set investment goals for yourself ~
Decide exactly much much you're will to spend, and what prices (high or low) you will sell at. When you reach your goal, reassess. Don't be afraid to change what isn't working, but don't be to quick to judge either. Decide how many week/months/years you're willing to hold each investment, and then give the market a chance to sort itself out over that whole time period.

Don't gamble with the grocery money ~
Or the rent money, or anything else you really can't afford to lose. Always remember that the stock market is a gamble. Don't risk money that you need for immediate necessary expenses.

Invest for the long term ~
Stock prices will fluctuate, always! Don't panic if the short-term prices drop on a stable company. Always plan your stock investments to be held for at least five years. Over that time, the market fluctuations will have a chance to trend upwards overall. (Staring at the daily, or hourly, changes will drive you crazy!)

Diversify ~
Don't put all your eggs in one basket. You don't want to be in a position where one bad choice, or one bad turn of the market, wipes out all your hard work. Spread the risk around by buying in to several different kinds of securities. Some stocks, some bonds, some CDs, a variety of short and long term investments, and little bit of cash on hand for emergencies.

Consider an online broker service ~
But NOT the first months! If you're new to investing, it's worth the money to have a full-service broker leading you. Later, when you've learned more about how the market works, consider switching to a self-serve, or online service to help reduce your fees.

Get your money's worth ~
Consider stocks of companies that are still growing. You'll get more shares for your money, and have an opportunity to watch them grow as the company matures. The big name, prestigious companies are not always the best value for investors. Companies that are already well-known and successful may have higher initial buy-in prices and slower growth because the big 'spurt' is already past.

Don't get greedy! ~
The stock market is not a get rich quick scheme. Be very wary of 'hot tips' that are supposed to make you a fortune overnight. Take investment advice from reputable sources and always do your own research to double-check any claims. Remember the no one can guarantee how a stock will perform. Be suspicious of anyone who claims they can steer you towards a 'sure thing'.

Don't buy on impulse ~
Make an investment plan, and then stick with it! Don't get sucked into rumors and speculation about what the next 'great buy' it. Choose your stocks after calm rational investigation into their merits. Buying stocks when you feel desperate or panicky is like grocery shopping when you're hungry. You'll buy too much of the wrong things and regret it later.

Think about the tax issues ~
If you're not sure what they are, ASK! A few hours of a professional's time to go over your plans is worth the fee. Any benefit of your investments could be canceled out by poor tax planning, so don't go it alone on those details.

Happy Investing!!.

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Stocks having low price/book quotients or price/earnings quotients. Historically, worth shares have got loved increased average results than progress stocks and options (stocks and shares along with large price/book or P/E proportions) in a range of countries

It is apparent to anyone watching the stock market, the falling AIG stock price, the potential for the Lehman Barclays deal, and a possibly disastrous AIG bankruptcy, that consumers are afraid to lose what is left of their nest eggs.

In the wake of a tumbling Dow Jones, hushed whispers of a stock market crash and frantic activity at the New York Stock Exchange, Wall Street mavens are calling for the Fed to cut interest rates in a last ditch effort to overcome Bank of America stock prices -- and Merrill Lynch as well as Morgan Stanley stock price doubts -- with a shot in the economic arm.

Stock Market Analysis

Stock market analysts claim to know what ails a floundering Wall Street: the aftermath of the mortgage crisis. USA Today reports that the seemingly unprecedented drop in the stock market is due to the precarious fiscal empires of Lehman Bros, Fannie Mae and Freddie Mac, Countrywide, and even Merrill Lynch finally toppling.

As the DOW took a 504 point nosedive, other companies are being sucked down the spiral as well. The Street pulls no punches as it details the downgrading of insurer AIG stock prices. Once known as AIG Valic, AIG stock prices join Con Edison, Eli Lilly, and even PG&E stocks; investors are eyeing the Dow Jones and worry about another stock market crash.

The British Are Coming, the British Are Coming!

The news is not all bad, however, since across the pond there are some signs that foreign investors are taking a closer look at America's floundering Wall Street. According to the Associated Press, London's Barclays PLC is making overtures to buy some of the assets Chapter 11 bound Lehman Brothers has for sale. Whether or not advantageous for Lehman, Barclays' interest might inject some much needed capital into the transaction.

As rumors of an AIG bankruptcy send not only its stock prices but also associated industry stocks -- such as the Merrill Lynch stock price and also Morgan Stanley stock price - onto a topsy turvy course, it bears remembering that the much feared New York Stock Exchange Black Monday is not a new occurrence.

A Brief History of Time

As a matter of fact, even recent history shows a cyclical appearance of Black Monday responses to late Friday company press releases and weekend world news. For example, the Black Monday Wall Street jitters that rocked the stock market yesterday occurred in the wake of Lehman Brothers' Chapter 11 bankruptcy filing and also the news that Bank of America had acquired Merrill Lynch.

Take for another example January 21st, 2008. Even as there was no trading on Wall Street itself due to the federal Martin Luther King, Junior holiday observance, stock market movers and shakers were not idle and watched with apprehension the tumbles of India's and also Hong Kong's stock indices.

KPTM Fox 42 quotes the Associated Press account that points to the combination of international fiscal shenanigans and a serious doubt over the Bush Administration's economic stimulus package that led to an investor led run on Wall Street on the next trading day. A scant day later, BBC News reported of a stock market recovery in the wake of an interest rate cut by the Federal Reserve.

The BBC pointed out that even spiraling commodities markets quickly recovered and once again picked up appreciably.

2008 a 1987 in Disguise?

21 years prior to this occurrence, there was another Black Monday that sent the stock market reeling. During the onset of the holiday season on October 19th, 1987, the Dow Jones Industrial Average went down by more than 22%. The Motley Fool put together a stellar account of the year 1987 and a snapshot of the stock market which, at that time, appeared to be plagued by fraud, and empty promises.

Sent over the edge by the 10-19 shelling of the Iranian oil platform located in the Persian Gulf, the Motley Fool concludes that it was not a single event, but instead a series of seemingly only tangentially related incidents that - much akin a slow fuse to a powder keg - finally set off the explosion.

Back to the future, today is not really that different from 21 years ago. A series of unfortunate events, speculation driven transactions, poor planning on the parts of consumers, corporate greed, and a failure to put down the governmental foot a lot sooner on haphazard corporate accountability have brought America's chickens home to roost (maybe this is what Jeremiah Wright was talking about?).

The worst thing you could do right now is place all of your nest eggs into one basket, while the best thing to do is to diversify your investment portfolio, keep a good chunk of cash in an FDIC insured high interest savings account, and then hold on for the ride. If your blood pressure permits, get in on the action and speculate, but you stand a good chance of losing your shirt.

Sources:
http://www.usatoday.com/money/industries/banking/2008-09-15-wall-street-meltdown_N.htm
http://www.thestreet.com/story/10437582/1/analysts-upgrades-downgrades-aig.html?puc=googlefi&cm_ven=GOOGLEFI&cm_cat=FREE&cm_ite=NA
http://ap.google.com/article/ALeqM5ju2ZNQJKzPMYpXCucI3pKpp0BWuQD937PCGO0
http://www.kptm.com/Global/story.asp?S=7750403
http://news.bbc.co.uk/1/hi/business/7201658.stm
http://www.fool.com/features/1997/sp971017crashanniversary1987timeline.htm

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Precisely what is the Wall street game? It's the organized technique exactly where anybody and everybody can easily often acquire or maybe sell their particular stocks and options or explains to you

One of the stock investing terms that you are likely to hear regularly is "valuation." Stock valuation is something that many investors look at when deciding what investments to make. Simply put, stock valuation is a measure of how much a stock is worth. A lot of the time, stock valuation is done in comparison to price. It is important to note that stock valuation and price are not necessarily the same thing.

Valuation v. price

Just because a stock has a certain price, does not mean that it is worth that much. The efficient market theory of valuation does posit that if a stock exchange trades at a high volume, and is organized well, the price will closely mirror the valuation. But this is not always true. Sometimes price is too high (over valued or undersold) or too low (under valued or oversold) for the true value of a stock.

There are psychological factors at play as well. As you know, the current economic climate makes it very difficult to predict the stock market. And swings in price are common as investors gain confidence or lose confidence in a stock or a sector. Indeed, these times can make it very hard for stock price to adhere closely to valuation.

Discounted cash flow theory of stock valuation

The most widely accepted theory of stock valuation (and there are many) is that of discounted cash flow. Discounted cash flow takes into account the issues of risk and other possible issues on future earnings. Discounted cash flow insists that there should be an accounting made for the time value of money, and it takes away risk from the value. This allows the investor to get a more accurate view of how much a stock is worth.

Buying stocks with good valuation

It is best practice to buy stocks with good valuation. This means that you want to invest in stocks that have a valuation that is close to the stock price. It is best if you can get a stock that is under valued. That way you will get it at a good price. And when the price finally catches up with the valuation, you will find that you have made a tidy profit.

Disclaimer: I am not an investment professional. This should not be construed as investment advice. All investment carries the risk of loss. Before investing, do your own research and/or consult with an investment professional.

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Darrell Issa to Sue Eric Holder Monday : Roll Call <b>News</b>

House Oversight and Government Reform Chairman Darrell Issa plans to sue Attorney General Eric Holder on Monday for refusing to provide documents related to the Fast and Furious gun-smuggling operation.

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News Brief: Carnegie Mellon Supports Governor Corbett's Visit to Promote Pennsylvania in Silicon Valley -Carnegie Mellon News - Carnegie Mellon University. Carnegie Mellon University. Search Only Carnegie Mellon News ...

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Trading Courses Greater london For making Rewarding Stock trading game Industry

Many of the tools stock trading investors use are varied. The one thing that everyone who trades stocks online uses is stock trading software. However, so many different kinds are on the market today that one does not know which one to choose. If a person does a quick internet search, then several different kinds will appear. But, some of the best ones on the net include Wizetrade, Oz scanner, and the software that professional trading brokerages use.

Wizetrade offers wonderful tools stock trading gurus can use. Their stock trading software conducts real time stock trend analysis for the investor. They also offer easy to follow lights that help perform decision analysis to help identify potential problems. Should a novice get completely confused, then the tools stock trading Wizetrade offers a person can have direct access with an integrated broker. The website is very easy to navigate, and Wizetrade is one stock trading software that is recognized by even the most successful investors. The only drawback to this program is the cost. At a whopping $5,000, a novice beginner will think twice before investing with Wizetrade. This one of the tools stock trading gurus only need to purchase.

Another type of stock trading software that offers tools stock trading individuals can use is the Oz Scanner. According to their website, "The Oz Scanner stock trading software applies technical screening formulas to a large population of stocks. It then returns a list of stocks that meet a pre-determined filter criteria associated with those formulas throughout the trading day". They also offer alerts that can be a great stock trading strategy to even the beginner investor. If purchased, they also offer a free stock trading newsletter. The best thing about the Oz Scanner is that it only has a low monthly fee of twenty dollars which most people can afford to splurge on.

If these two types of stock trading software do not tickle an investor's fancy, then perhaps they should contact a professional brokerage house such as E*TRADE, Fidelity, or Scottrade. Any of these brokers can offer solid advice with a guarantee. And the best part is that they do not charge a huge amount of money to trade options. They even offer the investor educational tools to help enrich a person's tools stock trading investors use.

Many tools stock trading individuals can use are just a click away. Of course, everything depends on how much money a person is willing to invest. If someone is willing to splurge and spend a good amount of money, then software like Wizetrade is best for them. Otherwise, the Oz Scanner or places such as E*TRADE will suit most people's needs.

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Safety Hints For Repairing Home Appliances

Whether you are handicapped or live with someone who is the prospect of building a custom home for yourself presents a valuable opportunity to incorporate a variety of items to improve your quality of life. Home designs that incorporate these features are becoming even more popular as baby-boomers move into the later years of life and seek to maintain their independence while also being able to live in a safe environment. In recent years, the concept of "Universal Design" has emerged as a leader in the design of accessible and error tolerant home construction for the handicapped and elderly.

Universal Design Trends

One floor if possible- Unless you have the money to install elevators in your home (and even so) your home design should give access to the large majority of rooms and living quarters on the first floor.

Expanded walkways and transits - When determining the position of walkways, doors, furniture, appliances and cabinetry you should expand the area and entrances to a large enough size to accommodate the handicapped and any equipment that they require. This will make their maneuverability much easier by eliminating bottlenecks and tight turns. In the bathroom, the room should be expanded and modified to accommodate wheelchairs and walkers. A roll in shower is often necessary to make the daily task of bathing as effortless and safe as possible.

Ramps not steps- If there are any changes in elevation between rooms this transition should be accommodated with a ramp and not a step. Careful consideration to your layout should be given to allow these ramps to be of a slight versus steep angle and wide enough to accommodate wheelchairs and walkers.

Railings - Railings encourage safety and mobility and are essential in hard to navigate areas where the individual may need to get out of their wheelchair or along steps and ramps.

Accessible Cabinetry - For those in wheelchairs the ability to reach the sink, stove and other appliances can be severely hindered by traditional cabinets. At these areas, roll under cabinets and appliances should be installed to enhance the accessibility of the handicapped to these items. Furthermore, cabinets and shelving containing necessary item, such as dishes, food and cookware, should be at the ground level and not elevated above the counter tops.

Easy Communication - Intercom systems and Bluetooth communication devices can be incorporated into your home design to allow easy communication between the handicapped, other residents, caretakers or emergency services. Remote control devices can also be incorporated that allow for wireless control of thermostats, hearing devices and even door locks. This reduces the need for shouting or searching the house for someone and can be invaluable in an emergency.

Other Considerations

What your home requires can be as important as who you choose to build it. Seek out contractors with experience constructing handicap accessible homes in the field of Universal Design. Their insight into certain situations can be invaluable to ensuring that your home accommodates all or your needs.

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Ark Park <b>news</b> – Pharyngula

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DNA Hints At African Cousin To Humans - Science <b>News</b>

Gene profiles suggest people interbred with a now-extinct species on the continent not that long ago.

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